A: Although we would like to believe it does, you must check your policy for coverage (every policy is different ). When you have damages that could possibly be considered long term the odds of coverage are less than when something is recent.
A: Not precisely. It is your responsibility as a property owner to minimize the loss. You can always ask your claims representative and they will tell you the same thing. You need to be pro active. Calling a water damage company is always a great first step; start the drying process and minimize further damages.
A: First thing, DON'T PANIC. You can find many facts about mold via the internet. Give as call! We can quickly dispatch a tech to your house to assess the damages and further evaluate. If necessary, we can contain area for you, and give you recommendations on what to do next.